When used properly, a Bronco VISA® card can be a strong financial tool. For worldwide purchasing power and unprecedented convenience, we offer the VISA® PlatinumCard that features:
- No annual fee
- Low, fixed interest rates
- Cash advance capability
- Worldwide acceptance
And you can obtain your VISA® account information 24/7 from www.eZCardInfo.com. This free service lets you view your statement, obtain transaction and spending reports, receive email notifications of conditions or events on your card and even pay your bill from a designated account.
ScoreCard is a VISA® that earns you bonus points toward free merchandise and travel rewards for every dollar you spend on retail purchases.
When you qualify for a Bronco VISA® Platinum Card, you'll be automatically enrolled in the ScoreCard Rewards Program.
With ScoreCard, you'll have unlimited earnings potential as long as your account is in good standing. There's no annual fee to participate and gift levels on merchandise begin at just 2,000 points. Plus you'll enjoy free shipping on all merchandise, and you'll be able to redeem points online or by mail. Travel rewards are good for airline tickets on any scheduled airline, hotel and rental car certificates, cruises, vacation packages and more—without blackout date hassles.
Check out the VISA® ScoreCard Awards Catalog to view examples of the kinds of merchandise and travel benefits you can earn.
You can apply online, or stop by any Bronco office to fill out an application.
Check out our rates and loan calculators.
To report lost or stolen VISA® Credit Cards, call 1.800.808.7230.
It’s always good to read the fine print. Following is a list of the rates and fees that apply to our Bronco VISA® Platinum Card.
| Annual Percentage Rate (APR) for Purchases | as low as 9.75%* |
| Variable Rate Information | Does not apply |
| To avoid paying interest on purchases you have 25 days after the close of each billing cycle. | |
| Method of Computing the Balance Purchases | Average daily balance (excludes new purchases) |
| Annual Fee | None |
| Minimum Finance Charge | None |
| Transaction Fee for Cash Advance | $5.00 |
| Balance Transfer Fee | $5.00 (except on new Bronco Visa cards) |
| Late Payment Charge | $25.00 |
| Over-the-Credit-Limit Fee | $25.00 |
| International Service Assessment | |
| For all foreign transactions including purchases, cash withdrawals and cash advances | |
| 1% for “Multiple-Currency Transactions” | |
| 0.8% for “Single-Currency Transactions” | |
Shop worry-free at millions of merchants.
You can use your card to shop with confidence. That's because VISA® protects your card information 24/7, which means that you won’t be held liable for any unauthorized purchases made with your card or account information.
Review your monthly account statement and report fraudulent charges.
Take the time to look at your monthly VISA® statement, and let us know immediately if anything appears incorrect so that we can work with you to promptly resolve the situation.
Count on quick resolution and provisional credit if your card is lost or stolen. 1
If your account is compromised, VISA® is committed to setting things right without further aggravation or inconvenience to you. Visa’s cardholder protection policy requires all financial institutions issuing VISA® products, like Bronco, to extend provisional credit for losses from unauthorized card use within 10 business days of notification of the loss.
For additional information on VISA® products, visit usa.visa.com.
1Covers U.S.-issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer.
Not a member yet? Give us a call today at 757.569.6000.
To learn more about factors to consider when applying for or using a credit card, visit the Federal Reserve Board website at federalreserve.gov/creditcard.
*Rate will not exceed 18% or maximum rate set by law.
VISA® Annual Percentage Rate (APR) based on applicant’s creditworthiness. Minimum credit limit is $500. Membership eligibility required. The balance may be no less than $100 for each card balance transferred. The information in this disclosure is accurate as of August 2010. This information may have changed since that date. To find out about possible changes in this information, call 757.569.6000.
