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The Many Benefits of Volunteering

Summer is just around the corner and that means student-aged kids in the house will be getting ready for some time off from school. Since summer jobs for young people seem to be getting more and more scarce, another idea might be to introduce them to the idea of volunteering. Although volunteer jobs usually don’t pay, there are other important benefits including:

  • • Networking opportunities
  • • Résumé-building experience
  • • Potential scholarship prospects
  • • Non-profit “perks”
  • • Increased self-esteem
  • • Sense of responsibility and community spirit

And, as a Bronco member, you know that our philosophy of “people helping people” extends beyond the walls of our offices. Volunteerism is a great way for all of us to come together to help each other out in these challenging financial times. Plus, it can provide exercise and great fun.

Finding volunteer opportunities for young people may be a bit more difficult as there are certain restrictions and guidelines for minors. But there are opportunities out there for kids as young as five, with little to no special skills required. If your kids have energy, enthusiasm and time, those are often the skills that are needed most.

Some ideas for places to look for volunteer opportunities locally include libraries, schools, animal shelters, veterinary offices, nursing homes, retirement communities, summer camps and hospitals, to name a few. Many churches, non-profits and scouting organizations also get involved with volunteer projects.

If you can’t find suitable opportunities with other organizations, you may want to consider creating your own opportunities associated with your child’s school or church. Here are just a few ideas:

  • • Organize a drive to solicit school supplies by setting up a booth in front of a retail store that sells such items. Check with the school to see what kind of supplies they need and ask shoppers to donate to the cause.
  • • Put together a canned food drive and have your kids go door-to-door collecting donations.
  • • Sponsor a “yard sale” where people can donate items that can be sold. Establish a drop-off site and put your kids in charge of sorting items and pricing them.
  • • Create a “green” day where your kids volunteer to pick up trash around the school or church property. There are no limits to the opportunities that exist. If you can’t find an organization that needs assistance, have your kids come up with some creative ways they can help on their own.

For example, if there are elderly people in your neighborhood who may need some help, your kids could volunteer to cut their grass, rake leaves or do other odd jobs. If there are families in your area with young children and your kids are old enough to babysit, that could be a great service, too. The American Red Cross even offers babysitter training courses to help your kids be prepared for the responsibility.

For teens who have access to transportation, additional opportunities exist outside your community. Meals On Wheels is always looking for qualified people who can deliver food.

Volunteering with Habitat for Humanity is a great way for your teens to help the community and learn some valuable skills in the process.

Going a step further, there are programs all over the world that need volunteers. These opportunities are a great way for your teens to meet new people, learn about new cultures and possibly establish new international friendships that can last a lifetime. Education is not limited to the classroom. By helping your kids find ways to volunteer, you’re not only helping them learn valuable lessons about giving, you’re also opening their eyes to new possibilities.

Here are a few websites to get you started:

  • • www.idealist.org
  • • http://servenet.org
  • • www.volunteermatch.org
  • • www.compassionatekids.com
  • • www.habitat.org/gv/ (Global Village Program)
  • • www.habitat.org
  • • www.mowaa.org (Meals On Wheels)
  • • www.humanesociety.org
  • • www.volunteerkids.gov (USA Freedom Corps)
  • • www.dosomething.org
  • • www.barronprize.org
 

Finance - Beehive

Local students get a dose of reality

It’s one thing to provide our youth with good financial education. It’s another thing to put them in a “real life” situation that helps them learn from experience. That’s the idea behind a series of Reality Fairs that have been presented to local high school students by representatives from Bronco Federal Credit Union.


Read more...

 

Finance - Beehive

A FoolProof way to get the financial information you need

The ins and outs of finances can be pretty difficult to understand. Yet when you’re looking for answers to financial questions, you need straightforward information presented in an unbiased and easily understandable way.

Bronco is pleased offer you just that with FoolProof, our new Consumer Educational resource. FoolProof is an online education program that uses interactivity, games, music and even tough talk—all delivered by peer-aged people—to provide the young adults in your life with sound financial instruction. FoolProof offers five different levels of information for youth to adults, parents and even grandparents:

• Information Edge—A website for adults that offers information on dozens of consumer issues. In Nick’s Report, you’ll find great information on hot topics of the day—from the Cash for Clunkers program to Buying Foreclosed Homes. Gen Y with Will helps you get familiar with the things that are important to your kids, like becoming a member of Facebook, and puts them in perspective. Plus you’ll find a Car Buying Guide, Mortgage Guide, Home Buying Guides, a New Home Owner’s Guide, topics on Privacy and Fraud, Credit and Debt and all kinds of general topics.

• FoolProof for Parents—A web-driven financial education program for parents (or grandparents) to use with teenaged kids or grandkids. FoolProof for parents puts you in charge of your kids’ financial education by helping you get a teenager interested in financial responsibility, helping them learn how to keep from being ripped off in the consumer marketplace, and teaching them how incredibly important it is to keep a high credit score.

• FoolProof Solo—A complete financial education program for college-aged people and young adults. FoolProof Solo is also designed for anyone who wants to fine-tune their financial expertise by working through online modules that test your knowledge. But don’t worry – the test results come directly to you!

• FoolProof for High Schools—A financial education program that high school educators can use in the classroom featuring young people presenting real life lessons. The program allows teachers to pre-test and post-test their students to evaluate their financial literacy skills, and it provides all of the support materials needed (including Teacher Guides) for nine 45-minute classroom sessions.

• CUHQ—A youth-oriented website designed to encourage young people to become more informed consumers. CUHQ gives them a heads-up on the real world as they head to college or a job. It features podcasts, videos and real-life stories to show young people the realities of life “outside the nest.”

Best of all, as a Bronco member, this powerful resource is absolutely free for you and your family to use, and you can go back to it as frequently as you like. You’ll find a link to FoolProof on the main page of our website at www.broncofcu.com. Be sure to bookmark the page so you can check it out and get the answers you need to secure a brighter financial future for your kids, your grandkids and yourself.

   
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